Terms and Conditions
Effective Date: August 29, 2026
These Terms and Conditions (“Terms”) govern your access to and use of the website operated by SPP COMPANY, LLC (“SPP COMPANY,” “Company,” “we,” “us,” or “our”). By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the website.
1. About SPP COMPANY, LLC
SPP COMPANY, LLC is a company located at 1115 Bishop Drive, Athens, Georgia 30606, United States. The Company's business activities are related to credit intermediation and related services. NAICS classification: 522300 — Activities Related to Credit Intermediation. The website provides general information about the Company and allows visitors to contact the Company regarding services and inquiries.
2. No Guarantee of Credit or Financing
Nothing on this website constitutes a guarantee that a visitor will qualify for financing, credit, a loan, a particular interest rate, a particular repayment term, a specific loan amount, or any other financial product or service. Submitting an inquiry does not constitute an application for credit and does not create a lender-borrower relationship. Any credit, financing, lending, or other financial decision is subject to the applicable provider's eligibility requirements, underwriting procedures, documentation requirements, policies, and applicable law.
3. Nature of Website Services
The website is intended to provide information and facilitate communication between visitors and SPP COMPANY, LLC. Depending on the service requested, SPP COMPANY, LLC may provide information, administrative support, credit-related assistance, referral support, or facilitate communication with appropriate third-party providers. Specific services may vary according to the client's circumstances and the services actually offered by the Company.
4. No Professional Financial, Legal, Tax, or Investment Advice
Information on this website is provided for general informational purposes. Nothing on the website should be interpreted as individualized financial, investment, legal, tax, accounting, or other professional advice. Visitors should consult qualified professionals before making significant financial decisions.
5. Accuracy of Information
SPP COMPANY, LLC attempts to maintain accurate and current information but does not guarantee that all website content will always be complete, accurate, current, or error-free. Information may be updated or changed without notice.
6. Third-Party Providers
SPP COMPANY, LLC may communicate with or refer clients to third-party financial service providers where appropriate. Third-party providers are independent entities. SPP COMPANY, LLC does not control the policies, products, services, underwriting standards, fees, rates, or decisions of third parties unless expressly stated otherwise. Visitors should review the terms and privacy policies of any third-party provider before submitting information or entering into an agreement.
7. User Information
If you submit information through the website, you agree that the information you provide is accurate and that you have the right to provide it. You should not submit passwords, Social Security numbers, full payment-card numbers, bank account credentials, or other highly sensitive information through an ordinary website contact form.
8. Electronic Communications
By submitting an inquiry, you agree that SPP COMPANY, LLC may contact you using the information you provide in order to respond to your request. Communications may occur by email, telephone, text message, or other communication methods where appropriate and permitted by law. Consent to receive communications does not constitute a guarantee of any financial product or service.
9. Intellectual Property
Unless otherwise indicated, website content including text, graphics, logos, design elements, page layouts, and other materials is owned by or licensed to SPP COMPANY, LLC. You may not reproduce, distribute, modify, publish, sell, or commercially exploit website content without prior written permission.
10. Prohibited Uses
You agree not to: use the website for unlawful purposes; attempt to interfere with website security; introduce malicious code; impersonate another person; submit false information; use automated systems to abuse the website; attempt unauthorized access to systems; interfere with other users' access; or use website content for fraudulent purposes.
11. Website Availability
SPP COMPANY, LLC does not guarantee that the website will always be available, uninterrupted, secure, or free from errors. The Company may modify, suspend, or discontinue portions of the website without notice.
12. Disclaimer of Warranties
To the maximum extent permitted by law, the website and its content are provided on an "as is" and "as available" basis. SPP COMPANY, LLC disclaims warranties to the extent permitted by applicable law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
13. Limitation of Liability
To the maximum extent permitted by applicable law, SPP COMPANY, LLC shall not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to use of the website. Nothing in these Terms is intended to exclude liability that cannot lawfully be excluded.
14. Indemnification
You agree to indemnify and hold harmless SPP COMPANY, LLC and its officers, employees, contractors, and representatives from claims, losses, liabilities, damages, costs, and expenses arising from your unlawful use of the website, violation of these Terms, or submission of false or unauthorized information.
15. Privacy
Your use of the website is also subject to the Company's Privacy Policy.
16. Refunds
Any applicable refund rights are governed by the Company's Refund Policy.
17. Governing Law
These Terms shall be interpreted under applicable laws of the State of Georgia and applicable federal laws of the United States, without regard to conflict-of-law principles, except where applicable law requires otherwise.
18. Changes to These Terms
SPP COMPANY, LLC may update these Terms from time to time. The updated version will be posted on this page with a revised effective date.
19. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in effect to the fullest extent permitted by law.
20. Entire Agreement
These Terms, together with the Privacy Policy and Refund Policy, constitute the general agreement governing use of this website, except where separate written agreements apply.
21. Contact
Questions regarding these Terms may be directed to:
SPP COMPANY, LLC1115 Bishop Drive
Athens, GA 30606
United States
Phone: +1 (302) 310-1347
Email: info@sppcompanys.com