Terms and Conditions

1. Company Information

2. Services

SPP COMPANY, LLC provides business financing preparation, financing-readiness assessment, business information organization, documentation preparation support, financing strategy support and related digital consulting services. Our services are intended to help customers organize information and prepare for communications with potential lenders and other financial professionals. Services are generally delivered digitally unless otherwise stated in a written agreement.

3. No Guarantee of Financing

4. Not a Lender

Unless expressly stated in a separate written agreement, SPP COMPANY, LLC is not acting as a bank or lender and does not itself promise to provide a loan. Information provided through the website should not be interpreted as a loan offer or commitment to lend.

5. Information Provided by Clients

Customers are responsible for providing accurate, complete and current information. You agree not to submit false, misleading, fraudulent, incomplete or intentionally inaccurate information. SPP COMPANY, LLC may rely on information supplied by the customer when preparing digital deliverables. We are not responsible for problems resulting from inaccurate information supplied by a customer.

6. Financial Information

Our services are not a substitute for individualized legal, tax, accounting, investment or financial advice. Customers should consult qualified professionals where appropriate. Nothing on this website should be interpreted as a recommendation to enter into a particular loan, investment, securities transaction or other financial product.

7. Digital Services

8. Intellectual Property

Unless otherwise stated, website content, text, graphics, branding, layout, design and original digital materials are owned by or licensed to SPP COMPANY, LLC. Customers may use purchased deliverables for their own legitimate business purposes, subject to any specific written restrictions. Customers may not reproduce, resell, redistribute or commercially exploit proprietary SPP COMPANY materials without written permission.

9. Website Use

10. Third-Party Services

The website may reference third-party lenders, financial institutions, software providers or external resources. SPP COMPANY, LLC does not control third-party services and is not responsible for their content, availability, policies, decisions or actions. A reference to a third party does not necessarily constitute an endorsement, partnership or affiliation.

11. Lender Relationships

Unless expressly stated and verified, references to potential lenders or financing pathways do not establish a partnership, agency relationship or guarantee of lender consideration. Customers remain responsible for reviewing lender terms and making independent decisions.

12. Fees and Payment

13. Refunds

Refunds are governed by the separate Refund Policy published on this website. Customers should review the Refund Policy before purchasing a service.

14. Cancellation

If a customer wishes to cancel a service, the customer should contact info@sppcompanys.com. Cancellation and refund eligibility depend on the applicable service and whether work has begun.

15. Confidentiality

We take reasonable steps to protect information submitted through our website and services. However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

16. Privacy

Collection and use of personal information is governed by our Privacy Policy.

17. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the website and services are provided on an "as is" and "as available" basis. We do not warrant that the website will always be uninterrupted, error-free, secure or available.

18. Limitation of Liability

To the maximum extent permitted by law, SPP COMPANY, LLC shall not be liable for indirect, incidental, consequential, special or punitive damages arising from use of the website or services. Nothing in these Terms is intended to exclude liability that cannot lawfully be excluded.

19. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless SPP COMPANY, LLC and its officers, employees, contractors and representatives from claims arising from your misuse of the website, violation of these Terms, or submission of unlawful or inaccurate information.

20. Changes to Terms

We may update these Terms from time to time. The updated version will be posted on this website with a revised effective date.

21. Governing Law

These Terms shall be interpreted under applicable laws of the State of Georgia and applicable federal law, except where another jurisdiction is required by applicable law.

22. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

23. Entire Agreement

These Terms, together with applicable service agreements, policies and other written terms referenced herein, constitute the agreement governing your use of the website and services unless superseded by a separate written agreement.

24. Contact